John Hardy has extensive experience in Economics, Finance, Consulting, and Treasury, working in both developed and developing regions since 2001. He serves as a Development Finance Advisor for projects by international development agencies like the World Bank, EU, and USAID. His work involves advising corporates, SMEs, banks, governments, and other institutions on financial and business development issues. John has held management roles at Intercap Investments Inc., the International Treasury Division of Chemical Bank (now JP Morgan Chase), PriceWaterhouseCoopers (PWC), and the Economist Intelligence Unit (EIU). His global experience covers Africa, Europe, Asia, Latin America, the Caribbean, and the Middle East.